FAQs & Knowledge Base

Limits & Control
Dispute & Risk Management
Notifications & User Access
Checkout & UX Configuration
BI & Reporting
  • Can I track changes made by employees in the system?

    Yes, the system logs employee actions. This allows you to monitor all internal operations and detect potential risks or inefficiencies

  • Can I view data across multiple PSPs, or MIDs?

    Yes. CodeVision aggregates data from all your connected providers and accounts, allowing for cross-provider performance comparison and unified reporting

  • Does CodeVision include a live dashboard?

    Yes. Our interactive dashboard gives you real-time visibility into your entire payment flow.
    You can monitor key KPIs, filter data by merchant or region, and drill into detailed metrics – all in one place

  • What types of reports does CodeVision offer?

    CodeVision provides a full suite of reports, including:

    • Transaction reports with status, amount, currency, errors, and timestamps

    • Conversion funnel analysis with drop-off points

    • Payment success/decline rates

    • Balance and cash flow reports (in/out per provider)

    • Payout and reconciliation reports
      All reports can be filtered by date, region, provider, method, or merchant

Fees & Pricing
  • Can I get a custom offer based on my use case?

    Absolutely. We specialise in tailored solutions – from VC-backed fintech startups to regulatory institutions. Reach out to us for a free consultation, and we’ll build a proposal tailored to your specific goals

  • Are there setup or development costs?

    For white-label or custom builds, there may be initial setup or development fees. We’ll provide a transparent quote after discussing your business goals and technical requirements

  • Do you offer fixed pricing or usage-based plans?

    We offer flexible pricing models – from fixed fees to modular or usage-based plans, depending on your needs and the type of product you choose

  • How is pricing structured for white-label solutions?

    Pricing for our white-label products (e.g. payment gateways, wallets, or regulatory tech solutions) is customised. It depends on factors like scope, features, hosting model, integrations, and support level

Compliance & Regulation
Automation & Smart Features
  • How do I enable auto-retry?

    To enable auto-retry, simply contact our team during onboarding or via your account manager. We’ll configure smart retry logic based on:

    • Decline reason codes (e.g. insufficient funds, technical errors)

    • Retry intervals and limits to avoid customer frustration

    • Fallback routing to secondary acquirers if available

    Auto-retry helps recover failed transactions automatically and improves overall payment success rates – without manual intervention

  • What is auto-retry in payments?

    Auto-retry is a feature that automatically re-attempts failed transactions based on pre-defined rules. It helps reduce failed payments, improve conversion rates, and minimise customer drop-offs

Payment Methods & Market Fit
  • Can I customise the checkout flow to suit specific regions or customer profiles?

    Yes – our platform supports fully customisable checkout experiences. You can tailor:

    • Payment method availability by country, currency, or user segment

    • Branding and language to match local expectations

    • UI elements and logic (e.g. optimised layout)

    This allows you to optimise conversion rates and deliver a seamless, localised experience for every customer segment. Our team can help design region-specific flows during setup

  • How many payment methods should I connect to maximise revenue?

    There’s no one-size-fits-all number – the ideal setup depends on your target markets, customer preferences, and business model. However, to maximise revenue:

    • Offer at least 3–5 of the most popular payment methods per key region (e.g. cards, wallets, bank transfers).

    • Prioritise methods with high adoption in your customer’s country.

    • Continuously monitor performance and expand based on user demand and checkout data.

    We can help you identify the optimal mix during the onboarding process to ensure maximum conversion and coverage

  • Why should I include alternative payment methods for international markets?

    Offering alternative payment methods (APMs) like local e-wallets, bank transfers, or buy-now-pay-later options helps you:

    • Boost conversion rates by letting customers pay the way they prefer.

    • Enter new markets faster by meeting local expectations and increasing trust.

    • Reduce cart abandonment caused by limited payment choices.

    In many countries, cards aren’t the default – APMs are essential to reach a wider audience and maximize revenue

  • What are alternative payment methods (APMs)?

    APMs are non-card payment options such as e-money, mobile wallets, local bank transfers, or cryptocurrency

Conversion & Optimisation
  • How can I improve my online payment performance?

    To boost payment performance and conversion rates, focus on:

    • Offering the right payment methods – include local and alternative options your customers trust

    • Optimising checkout UX – fast, mobile-friendly, and minimal steps

    • Reducing declines – use smart routing, retries, and tokenisation

    • Monitoring performance data – track success rates, drop-offs, and user behavior

    • Balancing security and friction – apply customizable fraud rules to avoid false declines

    • Localising the experience – language, currency, and branding tailored to each market

    A high-performing setup means more completed payments and happier customers

  • How does checkout customisation influence sales?

    Customising your checkout to remove unnecessary steps, offer local languages and preferred methods reduces friction and builds trust, leading to higher sales and fewer abandoned carts

  • What types of businesses benefit most from recurring payments?

    Recurring payments work best for businesses with ongoing, repeatable billing models, such as:

    • Subscription services (SaaS, media, education, digital tools)

    • Memberships (gyms, clubs, online communities)

    • Utilities & telecom (monthly bills, internet, phone plans)

    • E-commerce subscriptions (meal kits, beauty boxes, supplements)

    • B2B services (retainers, maintenance, support packages)

    They ensure predictable revenue, reduce manual work, and improve customer retention

  • Why do one-click and recurring payments matter for conversions?

    One-click and recurring payments remove friction, making it easier for customers to pay – again and again. They help by:

    • Speeding up checkout – no need to re-enter card or account details

    • Reducing drop-off – fewer steps = higher chance of completion

    • Improving retention – ideal for subscriptions, top-ups, or repeat purchases

    • Creating a seamless user experience that keeps customers coming back

    Less effort for the user means higher conversion and lifetime value for your business

  • How can a payment gateway improve my conversion rate?

    A gateway like CodeVision improves conversion by:

    • Offering local and alternative payment methods (APMs) tailored to each market

    • Supporting automatic currency conversion for a seamless global experience

    • Providing one-click checkout to reduce friction for returning users

    • Using smart routing and tokenisation to minimise declines and speed up payments

    • Ensuring secure and fast transactions, building trust and boosting completion rates

    All this helps turn more shoppers into paying customers – efficiently and reliably

  • What factors affect payment conversion rates?

    Conversion rates depend on:

    • Payment methods offered (local and preferred ones boost trust)

    • Checkout UX (speed, simplicity, mobile readiness)

    • Trust signals (branding, security, local language)

    • Friction (too many steps or redirects)

    • Tech performance (failures or slowdowns = drop-offs)

    • Fraud filters (too strict = false declines)

    • Transparent pricing (no surprises at checkout)

  • Why is conversion more important than total revenue volume?

    While total revenue shows how much you earn, conversion rate reveals how efficiently you’re turning potential revenue into actual payments. Here’s why it matters more:

    • High revenue with low conversion means you’re leaving money on the table – many customers drop off before completing payment.

    • Improving conversion boosts revenue without needing more traffic or ad spend.

    • It reflects the health of your checkout experience and how well you’re meeting customer expectations.

    In short: revenue tells you the result, but conversion shows you the opportunity. Prioritising conversion helps you grow sustainably and profitably

  • What is payment conversion?

    Payment conversion refers to the percentage of customers who successfully complete a payment after initiating the checkout process. It’s a key metric that shows how effectively your payment system turns intent into revenue.

    High conversion means your checkout is smooth, trusted, and offers the right payment methods. Low conversion can signal friction – such as declined transactions, limited options, or poor user experience. Optimising for payment conversion directly impacts your bottom line

Acquiring & Routing
  • Who is a payment acquirer?

    An acquirer is a financial institution that processes payments on behalf of merchants. It connects with card networks (e.g. Visa, Mastercard) and ensures funds are transferred from the customer’s bank to the merchant

  • How many acquirers do I need to ensure payment continuity?

    We recommend working with at least two acquirers to prevent disruptions. If one provider fails, CodeVision automatically reroutes transactions to the next available option

  • What is payment routing and cascading?

    Payment routing is the process of directing a transaction through the most efficient payment provider or acquirer to maximise approval rates and minimise costs.

    Cascading happens when a transaction is automatically retried through backup providers if the first attempt fails – all in real time.

    Together, routing and cascading help you:

    • Reduce failed payments

    • Improve conversion rates

    • Optimise costs across providers

    • Ensure a smoother, more reliable checkout experience

    These are key features for businesses operating across regions or with high transaction volumes

  • What are the benefits of dynamic currency conversion?
    • Increased trust and transparency – no surprise exchange rates

    • Higher conversion rates – familiar currency = more completed payments

    • Improved customer experience – localised and predictable

    • Optional revenue sharing – some setups allow merchants to earn a small fee per conversion

    DCC helps you sell globally while giving customers a local, comfortable payment experience

  • What is dynamic currency conversion?

    Dynamic currency conversion (DCC) lets customers pay in their home currency while the merchant receives funds in their base currency. It provides transparency by locking in the exchange rate at the moment of purchase

  • Can I set up automatic currency conversion from local currencies?

    Yes – with CodeVision, you can enable automatic currency conversion so your customers pay in their local currency while you settle in yours. This improves transparency, builds trust, and boosts conversion by removing exchange rate confusion at checkout

Security & Fraud Protection
  • What is event-based processing, and how does it improve payment security

    Event-based processing is a real-time approach to handling payment-related actions based on specific triggers or “events” – such as login attempts, IP changes, unusual transaction patterns, or failed payments.

    It improves payment security by:

    • Detecting threats instantly – enabling real-time fraud prevention

    • Triggering adaptive checks – like 3D Secure or additional verification when risk is detected

    • Reducing false declines – by applying security only when needed, based on user behavior

    • Maintaining performance – ensures smooth user experience without blanket rules

    This dynamic, context-aware model helps balance security and conversion, protecting both your business and your customers

  • How does tokenisation improve payment efficiency and security?

    Tokenisation enhances both security and efficiency by:

    • Protecting card data – sensitive details are replaced with secure, non-exploitable tokens

    • Enabling one-click and recurring payments – streamlines checkout and boosts convenience

    • Reducing fraud risk – tokens are useless if intercepted or stolen

    • Simplifying PCI compliance – no need to store raw card data

    • Improving success rates – tokens can be automatically updated when cards expire or change

    This results in safer, faster, and more reliable payment experiences

  • What is card tokenisation?

    Card tokenisation is a security process that replaces sensitive card data (like the PAN or CVV) with a unique, non-sensitive token. This token can be safely stored and used for future payments – without exposing actual card details

  • How can I prevent payment gateway fraud?

    CodeVision supports:

    • 3D Secure (3DS2)
    • CVV verification
    • Customisable anti-fraud rules
    • Customer verification
    • Tokenisation for data protection
  • How does payment fraud occur?

    Most common types include:

    • BIN attacks & card testing: cybercriminals generate and test card numbers in bulk
    • Identity theft: stolen personal data is used to complete unauthorised purchases
  • What is payment gateway fraud?

    Payment gateway fraud involves unauthorised transactions using stolen payment data, often in card-not-present environments. It can result in chargebacks, revenue loss, and reputational harm

General Understanding & Benefits
  • Why use a white-label solution instead of building my own?

    Building your own payment system is expensive, time-consuming, and requires ongoing regulatory maintenance (e.g., PCI DSS). A white-label solution from CodeVision reduces time to market, cuts operational costs, and ensures compliance – while keeping full control over your brand experience

  • What’s the difference between a white-label gateway and a regular one?

    A regular payment gateway shows the provider’s branding and has limited customization. A white-label gateway, on the other hand, is fully branded for your business and offers advanced customization in design, payment flow, reporting, and integrations

  • How does a white-label solution work?

    The white-label model allows your business to leverage a pre-built, secure payment infrastructure from CodeVision. You manage the client experience, branding, and business logic, while we handle the technology, compliance, and updates

  • What is a white-label payment gateway?

    A white-label payment gateway is a payment processing solution that is fully branded under your business name. It enables you to offer payment services without building the infrastructure from scratch, allowing seamless customer experiences within your ecosystem

  • How much does it cost to develop a payment gateway from scratch?

    Development costs can range from $100,000 to over $1 million, depending on features, regions, compliance scope, and ongoing support. In contrast, CodeVision’s white-label solution eliminates this complexity with scalable pricing options.

  • What are the key features of a white-label payment gateway?
    • Custom UI and branded checkout
    • Multi-currency and APMs support
    • Tokenization & recurring payments
    • Fraud prevention tools
    • Reporting and reconciliation dashboards
    • PCI DSS compliance
    • Multi-acquirer routing and cascading
  • What kind of business will benefit from a white-label solution?

    Businesses that want full control over branding, UX, and monetization, such as PSPs, SaaS platforms, fintechs, marketplaces, banks, ISOs, and enterprise-grade e-commerce players, gain the most value from a white-label model.

Integration & Onboarding
  • How do I integrate local payment methods?

    We support integration with a wide range of local payment methods across multiple regions. Once we understand your target markets and technical setup, we’ll guide you through the best integration path – via API, hosted checkout, or platform plugins. Our team will provide full support with documentation, sandbox access, and testing

  • Can I connect both traditional and alternative payment methods?

    Yes, CodeVision allows you to connect both traditional (cards, bank transfers) and alternative payment methods to support your business growth

  • Can I receive technical assistance during the integration?

    Absolutely. CodeVision provides dedicated integration support, technical documentation, sandbox environments, and 24/7 assistance to make your onboarding fast and frictionless

  • Do I need to submit any documents or complete KYB to begin?

    No documents or KYB are required to start the process. Just contact us with details about your business and goals – we’ll handle the rest and guide you through any formalities if needed later

  • What is an API in online payments?

    An API (Application Programming Interface) is the set of tools and protocols used to connect your system with CodeVision’s payment system. It enables actions such as initiating payments, managing tokens, retrieving reports, and customizing checkout experiences

  • What is H2H API?

    H2H (Host-to-Host) API is a secure protocol used for direct server-to-server communication between your system and CodeVision’s infrastructure. It’s ideal for large-scale, automated, and high-volume payment environments

  • How long does the integration take?

    The timeline depends on your specific needs and systems, but most integrations take between 1 to 3 weeks from initial consultation to full setup. We’ll provide a detailed roadmap and timeline after our first meeting

  • How do I get started?

    To get started, simply contact us and share details about your business, goals, and integration needs. We’ll provide a free consultation, suggest the best solution, and outline the next steps and a tailored roadmap

  • Can I use the same payment gateway for different markets?

    Yes, CodeVision enables you to expand globally with one gateway. We support multi-currency processing and various payment methods. Just ensure regulatory compliance and local payment preferences are covered for each region.

  • Is it possible to get a tailored offer for my business?

    Yes, CodeVision can provide you with a custom offer based on your transaction volume, geography, risk profile, and business needs.

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